State of Illinois Community Reinvestment Notice

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department.

Rules, Terms and Conditions of the Use of Lamb Financial's Website

Welcome to Lamb Financial, LLC’s website. As used herein the term “Lamb Financial”, refers to Lamb Financial, LLC and all of its affiliated entities. Lamb Financial thanks you for visiting the website and considering Lamb Financial’s products and services. To insure a safe, non-offensive environment for all of the users of our Website, we have established rules, terms and conditions for the use of our Website. By accessing any areas of Lamb Financial’s website, you agree to be legally bound and to abide by the Rules, Terms and Conditions set forth herein. Any violation of these Rules, Terms and Conditions may lead to expulsion from our Website.

THIS IS A LEGAL AGREEMENT BETWEEN YOU AND LAMB FINANCIAL. BY ENTERING AND USING THE LAMB FINANCIAL Website YOU ARE AFFIRMATIVELY STATING THAT YOU HAVE READ AND UNDERSTAND THE RULES, TERMS AND CONDITIONS SET FORTH HEREIN AND ARE AFFIRMATIVELY INDICATING THAT YOU AGREE TO BE BOUND BY SAME.

Copyright

All Website design, text, graphics, content, the selection and arrangement thereof, and all software Copyright © 2023, Lamb Financial, LLC. ALL RIGHTS RESERVED. Any use of the materials on this Website, including the reproduction, modification, distribution or republication of same, without the prior written permission of Lamb Financial, is strictly prohibited.

Trademarks

Lamb Financial and the Lamb Financial logo are trademarks of Lamb Financial, LLC. ALL RIGHTS RESERVED. All other trademarks, service marks, product names and company names or logos appearing on the Lamb Financial Website are the property of their respective owners. Any use of such trademarks, service marks, product names and company names or logos, including the reproduction, modification, distribution or republication of same, without the prior written permission of the owner of same, is strictly prohibited.

Your Privacy

LAMB FINANCIAL’s Privacy Policy, which sets out the terms on which LAMB FINANCIAL processes any personally identifiable information LAMB FINANCIAL collects from you, or that you provide to LAMB FINANCIAL. By using LAMB FINANCIAL’s website, you consent to such processing and you warrant that all personally identifiable information provided by you is accurate. Lamb Financial uses cookies to enhance your visit to Lamb Financial’s website. Lamb Financial’s privacy policy may be accessed here.

Disclaimer

Lamb Financial is providing this AND ITS CONTENT ON AN “AS IS”, “AS AVAILABLE” BASIS AND MAKES NO REPRESENTATION OR WARRANTIES OF ANY KIND WITH RESPECT TO THIS SITE OR ITS CONTENT. LAMB FINANCIAL DISCLAIMS ALL REPRESENTATIONS AND WARRANTIES, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. IN ADDITION, LAMB FINANCIAL DOES NOT REPRESENT OR WARRANT THAT THE INFORMATION ACCESSIBLE VIA THIS Website IS ACCURATE, COMPLETE OR CURRENT. Loan program, rate, closing cost and availability information is subject to change without notice.

Except as specifically stated on this Website, neither Lamb Financial, nor any of its members, managers, officers, directors, employees, agents, third-party content providers, sponsors, licensors, or other representatives, shall be liable for damages arising out of or in connection with the use of this Website. Under no circumstances shall Lamb Financial or any party involved in creating, producing or distributing the Lamb Financial Website, be liable for any direct, indirect, incidental, special, compensatory or consequential damages that result from the use of or inability to use the Lamb Financial Website, including, but not limited to, reliance by a user on any information obtained from Lamb Financial or that result from loss of data, income or profits, mistakes, omissions, interruptions, deletion of files or e-mail, errors, defects, viruses, delays in operation or transmission, or any failure of performance, whether or not resulting from acts of God, communications failure, theft, destruction, or unauthorized access to Lamb Financial’s records, programs or services. Each user of the Lamb Financial Website hereby acknowledges that this paragraph shall apply to all content, merchandise and services available through Lamb Financial. If and to the extent any state does not permit the exclusion or limitation of liability for consequential or incidental damages, Lamb Financial’s liability, in such state, shall be limited to the fullest extent permitted by law.

Endorsement

Descriptions of, or references to, products does not imply endorsement of that product. Lamb Financial makes no warranty of any kind with respect to the subject matter included herein or the products listed herein. Where Lamb Financial’s website contains links to other sites and resources provided by third parties, these links are provided for your information only. Such links should not be interpreted as approval by Lamb Financial of those linked websites or information you may obtain from them. Lamb Financial has no control over the contents of those sites or resources. Your use of any third party sites or resources may be subject to separate policies and terms of use of third parties which you should carefully review. You are solely responsible for any interactions you may have with such third party sites.

Acknowledgement

This Agreement represents the entire understanding between each user of Lamb Financial’s Website and Lamb Financial regarding each user’s relationship with Lamb Financial and supersedes any prior statements or representations.

Governing Law

This site is created and controlled by Lamb Financial in the State of Illinois. The laws of the State of Illinois will govern all terms, conditions and disclaimers on this site, without giving effect to any principles of conflicts of laws.

BY ENTERING AND USING THE LAMB FINANCIAL WEBSITE YOU ARE AFFIRMATIVELY STATING THAT YOU HAVE READ AND UNDERSTAND THE RULES, TERMS AND CONDITIONS SET FORTH HEREIN AND ARE AFFIRMATIVELY INDICATING THAT YOU AGREE TO BE BOUND BY SAME.

The above stated Rules, Terms, Conditions and Disclaimers are subject to change, by Lamb Financial, in its sole and absolute discretion.